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  • Financial Planning

    In finance, investment is putting money into an asset with the expectation of capital appreciation.

  • Mutual Funds

    When it comes to the world of investing, three words come to mind: overwhelming, intimidating, and scary.

  • Time for changes

    Bottoms in the investment world don't end with four-year lows; they end with 10- or 15-year lows.

  • Solution

    The stock market is filled with individuals who know the price of everything, but the value of nothing.

Services

Financial planning

Financial planning is the process of assessing financial goals of an individual, taking an inventory of the money and other assets which the person has, determine life goals and then take necessary steps to achieve goals in the stipulated period. It is a method of quantifying a persons requirement in terms of money.

It is the process of meeting life goals through the proper management of finances. Financial planning is a process that a person goes through to find out where they are now (financially), determine where they want to be in the future, and what they are going to do to get there. Financial Planning provides direction and meaning to persons financial decisions. It allows understanding of how each financial decision a person makes, affects the other areas of their finances. For example, buying a particular investment product might help to pay off mortgage faster or it might delay the retirement significantly. By viewing each financial decision as part of the whole, one can consider its short and long- term effects on their life goals. People can also adapt more easily to life changes and feel more secure that their goals are on track.

In simple, Financial Planning is what a person does with their money. Individuals have been practicing financial planning for ages. Every individual who received money had to make a decision about the best way to use it. Typically, the decision was either spend it then or save it to spend later. Everyone had to make the same decision every time they receive money.

Financial Planning is an advisory service provided by the finance industry. Although financial planning is not a new concept, it just needs to be conducted in organized manner. Financial Planner on other hand is a service provider which enables an individual to select proper product mix for achieving their goals.

The major things to be considered in financial planning are time horizon to achieve life goals, identify risk tolerance of client, their liquidity need, the inflation. Keeping all this in mind financial planning is done with six step process. This are self assessment of client, identify personal goals and financial goals and objective, identify financial problems and opportunities, determining recommendations and alternative solutions, implementation of appropriate strategy to achieve goals and review and update plan periodically.

A good financial plan includes Contingency planning, Risk Planning (insurance), Tax Planning, Retirement Planning and Investment and Saving option

 Mutual Fund Distribution

Mutual Funds have emerged as a biggest and most sought-after investment option in modern times. But with so many funds and schemes in the market, it has become mind-boggling to choose the right fund/scheme. Having invested in mutual funds, there is another more herculean task of managing the funds, knowing their folios and current NAV. We will help you in evaluating the correct fund/scheme suitable to you based on your risk-bearing appetite and also help you in knowing the current NAVs and managing your folios across different funds/schemes.
Bond/ Fixed deposit

Introduction of Bonds:

A bond is a negotiable debt security under which the issuer borrows a given amount of money, called the principal amount. In exchange, the borrower agrees to pay fixed amounts of interests, also called the coupons, during a specific period of time. Everything is well defined by the bond contract: the coupon rate is the interest rate that the issuer pays to the bondholder and the coupon dates are the dates on which the coupons are paid. Besides the issuer will repay the total amount of the principal when the bond will reach what is called maturity (or maturity date). In short, a bond is a securitized loan.
Life Insurance Planning

Two major risks of Life - Living too long and living too short needs to be taken care of. We have wide range of Insurance Options to take care of both the events. Whats more! Life Insurance planning can help you achieve your financial goals and save on your taxes too. Remember - There is no substitute to Life Insurance. We will help you in structuring your insurance planning based on your needs and requirements.
Health Insurance Planning

Medical expenses are rising day by day and are only expected to go further up! Health insurance serves as hedge against medical expenses. We have good health insurance policies to cater to your needs.

 General Insurance Planning
We at Advisory Services deals in all the General Insurance Products across various General Insurance Cos. as per our customers need and convenience.

Market Watch
  • MF News
  • IPO News

Lalit Nambiar Watch the interview of Lalit Nambiar of UTI MF with Prashant Nair and Ekta Batra of CNBC-TV18, where he shared his readings and outlook on the fundamentals of the market, and specific stocks and sectors.
Tue, 23 Jan 2018 12:04:32 +0530


Harsha Upadhyaya The expert believes that it would be prudent to tilt the portfolio towards largecaps, where valuations are slightly better.
Mon, 22 Jan 2018 11:01:26 +0530


Sunil Subramaniam In an interview with CNBC-TV18, Sunil Subramaniam, CEO of Sundaram Mutual Fund discussed the mutual fund (MF) industry wish-list and their expectations from Budget 2018.
Thu, 18 Jan 2018 14:56:59 +0530


Bill Maldonado The one thing they like about investing in India is the prudent manner in which the economy has been managed by the government and the RBI, said Bill Maldonado of HSBC Global AMC.
Fri, 12 Jan 2018 15:50:33 +0530


S Krishna Kumar The overall market is factoring in a lot of positive news, said S Krishna Kumar. Cues such as India being fastest-growing economy going ahead along with swelling order books of EPC firms are working well.
Thu, 11 Jan 2018 10:28:56 +0530


Ajay Tyagi In an interview with CNBC-TV18, Ajay Tyagi, EVP Fund Manager, UTI Mutual Fund discussed fundamentals of the market.
Mon, 08 Jan 2018 12:46:31 +0530


Sailesh Raj Bhan Fund flows in December may have slowed but 2017 flows overall have been at record levels that is flows coming from retail investors to mutual funds. In an interview to CNBC-TV18, Sailesh Raj Bhan, Deputy CIO-Equity Investment at Reliance Mutual Fund shared his views and readings on this extraordinary trend of 2017 and will the same continue in 2018.
Fri, 05 Jan 2018 11:59:28 +0530


Tushar Pradhan Speaking on valuation issues, Tushar Pradhan highlighted that they did move higher last year and PE expansion also contributed to returns from the market.
Thu, 04 Jan 2018 11:00:16 +0530


Sunil Subramaniam Watch the interview of Sunil Subramaniam, CEO at Sundaram Mutual Fund with Prashant Nair and Ekta Batra on CNBC-TV18, in which he shared his readings and outlook on market and specific stocks.
Wed, 03 Jan 2018 11:52:11 +0530


Swati Kulkarni Watch the interview of Swati Kulkarni, Executive Vice President and Fund Manager at UTI MF with Sonia Shenoy and Ekta Batra on CNBC-TV18, in which she shared her readings and outlook on the fundamentals of the market, and specific stocks and sectors.
Fri, 29 Dec 2017 12:11:24 +0530


Manish Sonthalia Manish Sonthalia expects the taxation to return to equity given the lower GST collections along with economic scenario.
Wed, 27 Dec 2017 11:51:34 +0530


Gaurav Mehta In the fund there are several consumer names both from the staples basket as well from the discretionary basket, said Gaurav Mehta, Fund Manager,Ambit Asset Management.
Fri, 22 Dec 2017 16:31:17 +0530


Here#39;s a fundamental view on the market from Motilal Oswal#39;s Gautam Sinha Roy Watch the interview of Gautam Sinha Roy of Motilal Oswal Mutual Fund with CNBC-TV18#39;s Ekta Batra and Surabhi Upadhyay where he shared his readings and outlook on the fundamentals of the market and specific stocks and sectors.
Fri, 22 Dec 2017 12:01:08 +0530


Mutual Fund Day: Financial planning tips for young professionals On CNBC-TV18#39;s special show Mutual Fund Day, watch the interview of Sailesh Raj Bhan, Deputy CIO Reliance Mutual Fund and Harsh Roongta, Independent Financial Advisor where they shared financial planning tips for young professionals.
Thu, 21 Dec 2017 19:01:55 +0530


Mahesh Patil Overall, he expects auto and cement names to show growth in earnings. For the second half of this fiscal too he expects good earnings trends.
Thu, 21 Dec 2017 11:44:51 +0530


Bharat Dynamics files IPO papers with Sebi This is the fourth PSU that has approached Sebi for IPO in less than one month. The other three are - Mishra Dhatu Nigam Ltd, RITES Ltd and Indian Renewable Energy Development Agency (IREDA).
Tue, 23 Jan 2018 13:28:43 +0530


Route Mobile files IPO papers with SEBI, to raise around Rs 600 cr Route Mobile will also use issue proceeds for investment in subsidiaries for purchase of office premises in London and Singapore; purchase of business process outsourcing centre in Noida; and general corporate purposes.
Mon, 22 Jan 2018 17:41:28 +0530


Apollo Micro Systems closes 65% higher on Day 1 of listing The stock had gained a whopping 74 percent in the opening tick at Rs 478 on the BSE.
Mon, 22 Jan 2018 16:44:16 +0530


Bumper debut! Apollo Micro Systems lists 74% higher at Rs 478 The company#39;s Rs 156-crore IPO saw huge oversubscription of 248.51 times between January 10 and January 12.
Mon, 22 Jan 2018 10:01:29 +0530


Apollo Micro Systems to debut on bourses on January 22 Considering the market#39;s strong momentum and that the issue was met with a phenomenal response from investors, the listing price premium could be around Rs 200 per share over the IPO price
Sat, 20 Jan 2018 19:07:31 +0530


Amber Enterprises IPO oversubscribed 165 times on final day The air conditioner manufacturer’s IPO received bids for 1.99 crore shares against an issue size of 49 .27 lakh, data available with the NSE as of 11:50 am showed.
Fri, 19 Jan 2018 11:53:32 +0530


Newgen IPO Update: Issue subscribed 3.3 times on last day so far The issue has received bids for 1.34 crore shares against the total issue size of over 1.22 crore scrips, data available with the NSE as of 11 am showed on Thursday.
Thu, 18 Jan 2018 11:14:46 +0530


Amber Enterprises IPO fully subscribed on first day The company had raised Rs 179 crore from anchor investors yesterday.
Wed, 17 Jan 2018 18:47:33 +0530


RITES files papers with Sebi to raise Rs 600 cr via IPO Incorporated by the railways ministry, the company provides transport consultancy and engineering services.
Wed, 17 Jan 2018 15:37:35 +0530


Subscribe for long term to Amber Enterprises India : SPA Research SPA Research has come out with its report on Amber Enterprises India IPO , The research firm has recommended to “ Subscribe ” the IPO in its research report as on January 17, 2018
Wed, 17 Jan 2018 13:26:39 +0530


Amber Enterprises IPO opens today. Should you subscribe to the issue? Brokerage houses largely recommend subscribing to the issue, citing reasonable valuations as well as that of having a good track record.
Wed, 17 Jan 2018 08:41:05 +0530


Subscribe to CRP Risk Management: Investment Imperative Investment Imperative has come out in its Report on CRP Risk Management IPO as on January 16, 2018
Tue, 16 Jan 2018 13:24:28 +0530


Galaxy Surfactants gets Sebi#39;s go-ahead to float IPO The company had filed its draft papers with Securities and Exchange Board of India (Sebi) in November last year and obtained #39;observations#39; from the regulator on January 12, 2018, the latest update with markets watchdog showed.
Tue, 16 Jan 2018 12:45:34 +0530


Newgen Software IPO opens today. Should you subscribe? The issue price has been set in the range of Rs 240-245 apiece and the company plans to raise around Rs 450 crore.
Mon, 15 Jan 2018 17:39:53 +0530


Subscribe to Amber Enterprises India : HEM Securities HEM Securities has come out with its report on Amber Enterprises India IPO , The research firm has recommended to “ Subscribe ” the IPO in its research report as on January 15, 2018
Mon, 15 Jan 2018 17:05:50 +0530